Aurora Federal Credit Union has been a cornerstone of the community for over 75 years, providing a wide range of financial services to individuals and families. As a not-for-profit cooperative, Aurora Federal is owned and controlled by its members, which allows it to offer more competitive rates and lower fees compared to traditional banks. With a strong commitment to customer satisfaction and community involvement, Aurora Federal has established itself as a trusted financial partner for those looking for a more personalized banking experience.
The credit union's history dates back to 1948, when it was founded to serve the financial needs of federal employees and their families. Over the years, Aurora Federal has expanded its membership to include a broader range of individuals and organizations, while maintaining its core values of integrity, trust, and community focus. Today, Aurora Federal is one of the largest credit unions in the region, with over $1.5 billion in assets and more than 75,000 members.
Competitive Rates and Low Fees
One of the primary benefits of banking with Aurora Federal is the competitive rates and low fees it offers. Whether you're looking for a high-yield savings account, a low-rate loan, or a credit card with no annual fee, Aurora Federal has a range of financial products to suit your needs. For example, its High-Yield Savings Account offers a competitive APY of 2.25%, with no minimum balance requirement and no monthly maintenance fees. Additionally, Aurora Federal's Personal Loan offers a low fixed rate of 6.99%, with flexible repayment terms and no origination fees.
| Account Type | Rate/APY | Fees |
|---|---|---|
| High-Yield Savings Account | 2.25% APY | No monthly maintenance fees |
| Personal Loan | 6.99% fixed rate | No origination fees |
| Credit Card | 0% introductory APR | No annual fee |
Personalized Service and Community Involvement
Aurora Federal is committed to providing personalized service to its members, with a team of experienced professionals who are dedicated to helping you achieve your financial goals. The credit union also has a strong focus on community involvement, with a range of programs and initiatives aimed at supporting local organizations and events. For example, Aurora Federal's Community Development Program provides financial support and resources to local non-profits and community groups, while its Financial Education Program offers free workshops and seminars on topics such as budgeting, saving, and investing.
Key Points
- Aurora Federal Credit Union offers competitive rates and low fees on a range of financial products
- The credit union is committed to personalized service and community involvement
- Aurora Federal has a strong focus on financial education and community development
- As a not-for-profit cooperative, Aurora Federal is owned and controlled by its members
- The credit union has over 75 years of experience serving the financial needs of individuals and families
Convenient Access and Digital Banking
Aurora Federal also offers a range of convenient access options, including online banking, mobile banking, and a network of ATMs and branches throughout the region. Its Mobile Banking App allows members to check balances, transfer funds, and deposit checks remotely, while its Online Banking Platform provides access to account information, bill pay, and fund transfers. Additionally, Aurora Federal's ATM Network offers over 30,000 surcharge-free ATMs nationwide, making it easy to access your money on the go.
Security and Protection
Aurora Federal takes the security and protection of its members' financial information seriously, with a range of measures in place to safeguard accounts and transactions. These include fraud monitoring, encryption, and two-factor authentication, as well as a dedicated team of security professionals who work to prevent and respond to security threats.
What are the benefits of banking with a credit union?
+Credit unions offer a range of benefits, including competitive rates, low fees, personalized service, and community involvement. As not-for-profit cooperatives, credit unions are owned and controlled by their members, which allows them to prioritize the needs of their members over profits.
How do I become a member of Aurora Federal Credit Union?
+To become a member of Aurora Federal Credit Union, you can visit one of its branches, apply online, or call its membership department. Membership is open to individuals and families who meet certain eligibility criteria, such as working for a participating employer or living in a specific geographic area.
What types of financial products and services does Aurora Federal offer?
+Aurora Federal offers a range of financial products and services, including savings accounts, loans, credit cards, and investment products. The credit union also provides financial education and planning resources, as well as online and mobile banking services.