Ozark Federal Credit Union has been serving the financial needs of its members for over 80 years. As a not-for-profit, member-owned cooperative, Ozark Federal Credit Union offers a wide range of financial products and services to individuals, families, and businesses in the Ozark region. With a strong commitment to providing exceptional service and promoting financial wellness, Ozark Federal Credit Union has established itself as a trusted and reliable partner for its members.
The credit union's history dates back to 1938, when it was founded by a group of 15 employees from the Ozark Federal Bank. Over the years, Ozark Federal Credit Union has grown and evolved to meet the changing needs of its members, while remaining true to its core values of service, integrity, and community involvement. Today, Ozark Federal Credit Union serves over 15,000 members and has assets totaling over $200 million.
Competitive Rates and Low Fees: A Key Benefit of Banking with Ozark Federal Credit Union
One of the primary benefits of banking with Ozark Federal Credit Union is the competitive rates and low fees offered on a wide range of financial products and services. From mortgages and auto loans to credit cards and checking accounts, Ozark Federal Credit Union provides its members with access to affordable and convenient financial solutions. For example, the credit union offers mortgage loans with interest rates as low as 3.75% APR, and auto loans with interest rates as low as 4.25% APR.
| Loan Type | Interest Rate |
|---|---|
| Mortgage Loan | 3.75% APR |
| Auto Loan | 4.25% APR |
| Credit Card | 10.99% APR |
Personalized Service and Community Involvement
Ozark Federal Credit Union is committed to providing personalized service to its members, with a team of experienced and knowledgeable professionals who are dedicated to helping individuals and families achieve their financial goals. The credit union also has a strong commitment to community involvement, with a focus on supporting local organizations and initiatives that promote financial education, wellness, and economic development.
In recent years, Ozark Federal Credit Union has partnered with several local organizations to provide financial education and counseling services to underserved communities. For example, the credit union has worked with the Ozark Community Development Corporation to provide financial literacy training to low-income individuals and families.
Key Points
- Ozark Federal Credit Union offers competitive rates and low fees on a wide range of financial products and services.
- The credit union has a strong commitment to personalized service and community involvement.
- Ozark Federal Credit Union provides access to convenient and affordable financial solutions, including mortgages, auto loans, and credit cards.
- The credit union has a long history of serving the financial needs of its members, with over 80 years of experience.
- Ozark Federal Credit Union is a not-for-profit organization, allowing it to offer more competitive rates and lower fees compared to traditional banks.
Financial Products and Services
Ozark Federal Credit Union offers a wide range of financial products and services to meet the diverse needs of its members. From checking and savings accounts to loans and credit cards, the credit union provides access to a variety of financial solutions that can help individuals and families achieve their financial goals.
Checking and Savings Accounts
Ozark Federal Credit Union offers a variety of checking and savings accounts, including youth accounts, senior accounts, and business accounts. The credit union's checking accounts feature competitive rates, low fees, and convenient access to ATMs and online banking.
For example, the credit union's "Basic Checking" account has a monthly maintenance fee of just $5, and offers unlimited check writing and debit card transactions. The credit union's "Youth Savings" account has a competitive interest rate of 2.50% APY, and is designed for children under the age of 18.
Loans and Credit Cards
Ozark Federal Credit Union offers a range of loan options, including mortgages, auto loans, and personal loans. The credit union also offers credit cards with competitive rates and rewards programs.
For example, the credit union's "Visa Credit Card" has an interest rate of just 10.99% APR, and offers a rewards program that allows cardholders to earn points for every dollar spent.
What are the benefits of banking with Ozark Federal Credit Union?
+Ozark Federal Credit Union offers competitive rates and low fees, personalized service, and a commitment to community involvement. Members also have access to a wide range of financial products and services, including checking and savings accounts, loans, and credit cards.
How do I become a member of Ozark Federal Credit Union?
+To become a member of Ozark Federal Credit Union, you must live, work, or attend school in the Ozark region. You can also join if you are an employee of a participating employer or a member of a participating organization. Simply visit the credit union’s website or stop by a branch to learn more about membership requirements and to apply.
What kinds of financial products and services does Ozark Federal Credit Union offer?
+Ozark Federal Credit Union offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and mortgages. The credit union also provides access to online banking, mobile banking, and other convenient financial tools.